How to Start a Roofing Business In Missouri
There are some specific actions to take in order to start a roofing business in the state of Missouri. You must do your own thorough research, as laws change regularly. Here are some steps you may have to take (not necessarily in order) to start your roofing company, along with links to more information.
Getting started- The state of Missouri provides a few helpful websites for getting your business started: http://www.sos.mo.gov/business/outreach/starting_steps and http://business.mo.gov/start/index.html
1. Register your business name.
Find out more about registering a fictitious name here: http://www.sos.mo.gov/business/corporations/startBusiness#fictitious
If you need help selecting a name for your roofing business: Choosing a Roofing Company Name
2. Select your business structure.
Sole-proprietor, LLC, Partnership, Corporation, etc. Find out more here: http://www.sos.mo.gov/business/corporations/startBusiness#entity
3. Register your business.
You can find out more about registering your business with the state of Missouri here: http://business.mo.gov/register/index.html
4. Open a Business Checking Account.
You will need to open a separate bank account for your business with your new business name.
5. Find out about taxes and hire an accountant.
You may want to file your own taxes if you are a small company. As you grow, it will be easier to have an accountant do the work. More info about taxes here: http://dor.mo.gov/business/ and http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Starting-a-Business
6. Get Liability Insurance.
In Missouri and many states, understanding the regulations and laws regarding the need for contractor liability and bonds for contractors can be tricky. Having the right coverage is crucial for all roofing contractors.
We work with ContractorsLiability.com because they’re the one-stop-shop for General Liability insurance and are able to get online quotes in all 50 states. Plus, their expertise means they’re fast when it comes to getting the right bond and liability coverage. Missouri roofers need to win the job and stay protected at an affordable price. Learn more >
7. Register as a Contractor.
Check with your local government about contractor registration.
8. Worker’s Compensation.
The insurance agency that provided your liability insurance should be able to help with this.
9. Get Health Insurance.
Since you will be self-employed, you will need your own health insurance. If you have employees, you will need a plan that will include their health needs also.
10. City License.
You may be required to obtain a license to do business in a particular locale, whether you are a resident, or not.
Depending on the locale, you may need to apply for permits before commencing certain types of roofing jobs.
12. Building Code and Inspections.
You must be aware of building codes for particular jobs, and may be subject to inspections.
Depending on how many employees you have, you may need to follow OSHA regulations. http://www.osha.gov