How to Start a Masonry Business in Connecticut
Here is a list of some items you may need to address when trying to start a masonry company in the state of Connecticut. You may want to start here: How To Start A Masonry Business. You must do your own thorough research, as laws change regularly. Below are some steps you may have to take (not necessarily in order) to start your new masonry business, along with a few links to more information.
Getting Started- Here are a few links from the state of Connecticut to help you get started with your business: http://www.ct-clic.com/Content/Smart_Start_for_Business.asp and http://www.ct.gov/drs/lib/drs/publications/pubsip/2015/ip_2015(12).pdf
-Register your masonry business name.
You may need to register a fictitious name for your business. http://www.ct-clic.com/FAQ/faqView.asp?categoryID=17&faqID=79
-Select your business structure.
Determine what business structure you wish to have: Sole-proprietor, LLC, Partnership, Corporation, etc.- https://www.sba.gov/starting-business/choose-your-business-structure
-Register your masonry business.
Find out more here: http://www.ct.gov/drs/cwp/view.asp?a=1433&q=265880
-Open a Business Checking Account.
You will need to open a separate bank account for your masonry business with your new business name.
-Research Tax Requirements.
You may want to file your own taxes if you are a small company. As you grow, it will be easier to have an accountant do the work. More information about taxes here: http://www.ct.gov/drs/cwp/view.asp?a=1450&q=512014 and http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Starting-a-Business .
-Get Liability Insurance.
Find an insurance agent that offers liability insurance. You may want to shop around, as prices and options can vary. More about liability insurance here: Contractor Liability Insurance
-Register as a Contractor.
Find out more about registering as a contractor in Connecticut here: http://www.ct.gov/dcp/cwp/view.asp?a=1629&Q=446966
The insurance agency that provided your liability insurance should be able to help with this. You don’t need Worker’s Compensation unless you have employees.
-Get Health Insurance.
Since you will be self-employed, you will need your own health insurance. If you have employees, you will need a plan that will include their health needs also.
You may be required to obtain a license to operate your masonry business in a particular locale, whether you are a resident, or not.
Depending on the locale, you may need to apply for permits before commencing certain types of masonry jobs.
-Building Code and Inspections.
You must be aware of building codes for your particular job, and may be subject to inspections.
Depending on how many employees you have, you may need to follow OSHA regulations. http://www.osha.gov