Here is some information on how to start a masonry business in Illinois. You may want to start here: How To Start A Masonry Business. Make sure you research the laws in your area before getting started.
Getting started- The state of Illinois has a website about starting a business in Illinois here: https://www2.illinois.gov/dceo/smallbizassistance/beginhere/pages/stepbystepguide.aspx
1. Register your masonry business name.
You need to register your business name with your county clerk’s office. Here is a link to county clerk offices in Illinois: http://www.idph.state.il.us/vitalrecords/Pages/countylisting.htm
2. Choose your business structure.
Decide what structure you want for your masonry business– Sole-proprietor, LLC, Partnership, Corporation, etc. Find out more here: https://www2.illinois.gov/dceo/smallbizassistance/beginhere/pages/stepbystepguide.aspx
3. Register your masonry business with Illinois.
You can register your masonry business with the state of Illinois here: http://tax.illinois.gov/Businesses/register.htm
4. Open a Business Account with your Bank.
You will need to open a separate checking account for your masonry business with your new business name.
5. Find out about taxes and hire an accountant.
You may want to file your own taxes if you are a small company. As you grow, it will be easier to have an accountant do the work. More info about taxes here: http://tax.illinois.gov/ and http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Starting-a-Business
6. Get Liability Insurance.
Not all insurance companies offer liability insurance. You may also want to check with numerous insurance companies, as prices and options can vary.
More about liability insurance here: Contractor Liability Insurance
7. Register as a Contractor in Illinois.
You must register as a licensed contractor in the state of Illinois. You can apply for your registration here: http://www.idfpr.com/profs/roof.asp .
8. Worker’s Compensation.
Check with your insurance agency about worker’s compensation. You don’t need Worker’s Compensation unless you have employees.
9. Get Health Insurance.
Since you will be self-employed, you will need your own health insurance. If you have employees, you will need a plan that will include their health needs also.
10. See if you need City License.
You may be required to obtain a license to operate your masonry business in a particular locale, whether you are a resident, or not.
11. Don’t forget about Permits.
You may need to apply for permits before commencing certain types of masonry jobs, depending on your location.
12. Building Code and Inspections.
You must be aware of building codes for your particular job, and may be subject to inspections.
Depending on how many employees you have, you may need to follow OSHA regulations. http://www.osha.gov