How to Start a Masonry Business In New Jersey
Here are some steps to take in order to start a masonry business (concrete, brick, stone, tuck pointing, etc.) in the state of New Jersey. You must do your own thorough research, as laws change regularly. Here are some steps you may have to take (not necessarily in order) to start your masonry company, along with links to more information. You may want to start here: How To Start A Masonry Business.
Getting Started: Here is a website that will help if you want to start a business in New Jersey: http://www.nj.gov/njbusiness/starting/
1. Register your masonry business name.
Find out more about registering a fictitious name here: http://www.nj.gov/njbusiness/documents/check_list.pdf
2. Select your business structure.
Sole-proprietor, LLC, Partnership, Corporation, etc. Find out more here: http://www.nj.gov/njbusiness/starting/basics/
3. Register your masonry business.
You can register your masonry business with the state of New Jersey here: http://www.state.nj.us/treasury/revenue/gettingregistered.shtml
4. Open a Business Checking Account.
You will need to open a separate bank account for your masonry business with your new business name.
5. Find out about taxes, hire an accountant.
You may want to file your own taxes if you are a small company. As you grow, it will be easier to have an accountant do the work. More information about taxes here: http://www.nj.gov/njbusiness/tax/ and http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Starting-a-Business .
6. Get Liability Insurance.
Find an insurance agent that offers liability insurance. You may want to shop around, as prices and options can vary.
7. Register as a Contractor with the State of New Jersey.
Find out more here: http://www.njconsumeraffairs.gov/hic/Pages/default.aspx
8. Worker’s Compensation.
The insurance agency that provided your liability insurance should be able to help with this. You don’t need Worker’s Compensation unless you have employees.
9. Get Health Insurance.
Since you will be self-employed, you will need your own health insurance. If you have employees, you will need a plan that will include their health needs also.
10. City License.
You may be required to obtain a license to operate your masonry business in a particular locale, whether you are a resident, or not.
Depending on the locale, you may need to apply for permits before commencing certain types of masonry jobs.
12. Building Code and Inspections.
You must be aware of building codes for your particular job, and may be subject to inspections.
Depending on how many employees you have, you may need to follow OSHA regulations. http://www.osha.gov