A painting business can be an excellent full or part-time business. Here are some steps you may have to take to start your own new painting business, along with links to more information. Laws change regularly, so make sure you research thoroughly.
For more on starting a painting business: How to Start a Painting Business
Getting started– The state of Pennsylvania has a website about starting a business in Pennsylvania here: Start a Business In Pennsylvania Guide (PDF Download)
1. Painting Business Name Registration.
Find out more about registering a fictitious name here: http://www.dos.pa.gov/BusinessCharities/Business/Resources/Pages/Fictitious-Names.aspx
2. Business Structure.
Sole-proprietor, LLC, Partnership, Corporation, etc. Find out more here: http://www.dos.pa.gov/BusinessCharities/Business/Documents/Business%20Guide.pdf
3. Painting Business Registration.
You can register your painting business with the state of Pennsylvania here: https://www.doreservices.state.pa.us/businesstax/PA100/FormatSelection.htm
4. Open a Business Checking Account.
You will need to open a separate bank account for your painting business with your new business name.
5. Tax Information.
More info about taxes in Pennsylvania here: http://www.revenue.pa.gov/ and http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Starting-a-Business
6. Liability Insurance.
You will need to have liability insurance as a contractor in Pennsylvania. Prices and options can vary, so check with multiple insurance agents.
7. Register as a Contractor.
You will need to register as a contractor in Pennsylvania. There is a fee to register. The registration lasts two years. You can apply for your registration here: https://hic.attorneygeneral.gov/login.aspx . You will receive a certificate in the mail along with your official Pennsylvania Home Improvement Contractor number. According the the law, “The registration number must be included in any advertisements, contracts, estimates and proposals that you use in Pennsylvania.”
8. Worker’s Compensation.
You need to make sure your workers are covered in case of any injuries. You don’t need Worker’s Compensation unless you have employees.
9. Health Insurance.
You will need to provide health insurance for any employees you may have.
10. Licenses and Certifications.
You may be required to obtain a city license to operate your painting business in a particular locale, whether you are a resident, or not. You also may need to be licensed or certified to perform certain jobs such as lead paint removal.
11. Permits, Building Codes, Inspections, and OSHA.
Depending on your area, you may need to apply for permits before commencing certain types of painting jobs. You must be aware of building codes for your particular job, and may be subject to inspections. Depending on how many employees you have, you may need to follow OSHA regulations. http://www.osha.gov