How to Start a Masonry Business In Florida
You may want to start here: How to Start a Masonry Business
There are specific requirements on how to start a masonry business in Florida. You must do your own thorough research, as laws change regularly. Here are some steps you may have to take (not necessarily in order) to start your masonry company, along with links to more information.
Here is a website to help you get started with your business in Florida: http://www.floridatrend.com/small-business
1. Register your masonry business name.
Find out more about registering a fictitious name here: https://efile.sunbiz.org/ficregintro.html
2. Select your business structure.
Sole-proprietor, LLC, Partnership, Corporation, etc. Find out more here: http://www.floridatrend.com/small-business
3. Register your masonry business.
You can register your masonry business with the state of Florida here: http://dor.myflorida.com/dor/businesses/
4. Open a Business Checking Account.
You will need to open a separate bank account for your masonry business with your new business name.
5. Find out about taxes, hire an accountant.
You may want to file your own taxes if you are a small company. As you grow, it will be easier to have an accountant do the work. More information about taxes here: http://dor.myflorida.com/dor/info_business.html and http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Starting-a-Business .
6. Get Liability Insurance.
Find an insurance agent that offers liability insurance. You may want to shop around, as prices and options can vary.
In order to register as a contractor in Florida, you must have liability insurance.
7. Register as a Contractor.
Check the link to see if you need to register. There is a fee to register. The registration fee must be paid every other year. There are two types of contractor licenses in Florida- Registered and Certified. Registration – The applicant has taken and passed a local competency examination and can practice only within that locale. Certification – The applicant has taken and passed an examination and can practice throughout Florida. You can find out more about applying for your registration here: http://www.myfloridalicense.com/dbpr/pro/cilb/apply/main.html .
8. Worker’s Compensation.
The insurance agency that provided your liability insurance should be able to help with this. You don’t need Worker’s Compensation unless you have employees.
9. Get Health Insurance.
Since you will be self-employed, you will need your own health insurance. If you have employees, you will need a plan that will include their health needs also.
10. City License.
You may be required to obtain a license to operate your masonry business in a particular locale, whether you are a resident, or not.
Depending on the locale, you may need to apply for permits before commencing certain types of masonry jobs.
12. Building Code and Inspections.
You must be aware of building codes for your particular job, and may be subject to inspections.
Depending on how many employees you have, you may need to follow OSHA regulations. http://www.osha.gov