How To Start A Roofing Business In Minnesota

How to Start a Roofing Business In Minnesota

Before moving ahead with your business, you may want to create a business plan.
Getting started– The state of Minnesota has two websites to help you get your business started: and

One of the first things you will need to do is register your business name.

Find out more about registering a fictitious name or DBA (“Doing Business As”) here:

If you need help selecting a name for your roofing business:  Choosing a Roofing Company Name

Before registering your business, you will need to select your business structure.

Sole-proprietor, LLC, Partnership, Corporation, etc.  Find out more here:

You will need to register your business with the state of Minnesota.

You can register your business with the state of Minnesota here:

You will need to 0pen a business account at your bank.

You will need to open a separate bank account for your business with your new business name.

You will need to register your business for tax purposes and may want to hire an accountant.

If you are a small company, it is not too difficult to file your own taxes.  As you grow, it will be easier to have an accountant do the work. More info about taxes here: and

You will need to get some form of liability insurance.

Talk to a number of insurance agents about your options, as prices and options can vary.  Roofers have a higher risk than other types of contractors, so insurance costs will be more for roofers than landscapers, painters, etc.

You will need to register as a contractor with the state of Minnesota.

Find out more here:

You may need worker’s compensation if you have employees.

The insurance agency that provided your liability insurance should be able to help with this.

You will be responsible for your own health insurance.

Since you will be self-employed, you will need your own health insurance.  If you have employees, you will need a plan that will include their health needs also.

You need to be aware of building codes and inspections, and are responsible to obtain any necessary city licenses or permits.

You need to make sure your roofing work follows the building codes in your area, realizing that your work may be subject to inspections.  You may be required to obtain a license and/or permit to do business in a particular locale, whether you are a resident, or not.

You may be subject to OSHA regulations.

Depending on how many employees you have, you may need to follow OSHA regulations.