How To Start A Roofing Business In Tennessee

How to Start a Roofing Business In Tennessee

There are some specific steps to starting a roofing business in Tennessee.  You must do your own thorough research, as laws change regularly.  Here are some steps you may have to take (not necessarily in order) to start your roofing company, along with links to more information.
Here is a web page created by the state of Tennessee that will help if you want to start a business in Tennessee:  https://www.tnsmartstart.com/ and https://tnbear.tn.gov/ecommerce/default.aspx

1. Register your business name.

Find out more about registering a fictitious name here: https://tnbear.tn.gov/ECommerce/NameAvailability.aspx

If you need help selecting a name for your roofing business:  Choosing a Roofing Company Name and Roofing Business Name Ideas

2. Select your business structure.

Sole-proprietor, LLC, Partnership, Corporation, etc.  Click on Step 2 at this link to find out more about business structure: https://www.tnsmartstart.com/

More on Business Entities: Choosing a Roofing Business Structure

3.  Register your business.

You can register your business with the state of Tennessee here: https://tnbear.tn.gov/Ecommerce/RegistrationInstr.aspx

4. Open a Business Checking Account.

You will need to open a separate bank account for your business with your new business name.

5. Find out about taxes, hire an accountant.

You may want to file your own taxes if you are a small company. As you grow, it will be easier to have an accountant do the work. More information about taxes here: https://www.tn.gov/revenue/ and http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Starting-a-Business .

6.  Get Liability Insurance.

In Tennessee and many states, understanding the regulations and laws regarding the need for contractor liability and bonds for contractors can be tricky. Having the right coverage is crucial for all roofing contractors.

We work with ContractorsLiability.com because they’re the one-stop-shop for General Liability insurance and are able to get online quotes in all 50 states. Plus, their expertise means they’re fast when it comes to getting the right bond and liability coverage.  Tennessee roofers need to win the job and stay protected at an affordable price. Learn more >

7.  Register as a Contractor with the State of Tennessee.

To see if you need to register your roofing business with the state of Tennessee, check here: https://www.tn.gov/commerce/regboards/contractor/how-to-become-a-licensed-contractor.html

8. Worker’s Compensation.

The insurance agency that provided your liability insurance should be able to help with this.  You don’t need Worker’s Compensation unless you have employees.

9. Get Health Insurance.

Since you will be self-employed, you will need your own health insurance.  If you have employees, you will need a plan that will include their health needs also.

10. City License.

You may be required to obtain a license to do business in a particular locale, whether you are a resident, or not.

11. Permits.

Depending on the locale, you may need to apply for permits before commencing certain types of roofing jobs.

12. Building Code and Inspections.

You must be aware of building codes for your particular job, and may be subject to inspections.

13. OSHA.

Depending on how many employees you have, you may need to follow OSHA regulations.  Osha Roofing Contractor Regulations Summary