How to Start a Roofing Business in Florida

How To Start A Roofing Business In Florida

There are some stages to complete to become a successful roofing business.  You may want to start here: How To Start A Roofing Business.

The state of Florida has specific requirements for roofing businesses.  Make sure you research the regulations in the area you are planning to start your business so you can operate legally.
Here are a few websites to help you get started with your business in Florida:

1. You will need to select your business structure.

Sole-proprietor, LLC, Partnership, Corporation, etc.  Find out more here:

2. You will need to choose and register your business name.

Find out more about registering a fictitious name here: Fictitious Name Registration

If you need help selecting a name for your roofing business:  Choosing a Roofing Company Name

3. You will need to register your business with the state of Florida.

You can register your business with the state of Florida here: Florida Business Registration

4. You will need to open a business checking account.

You will need to open a separate bank account for your business with your new business name.

5. You will need to find out about the requirements for taxes, and possibly hire an accountant.

You may want to file your own taxes if you are a small company. As you grow, it will be easier to have an accountant do the work. More information about taxes here:

6. You will need to get liability insurance.

In Florida and many states, understanding the regulations and laws regarding the need for contractor liability and bonds for contractors can be tricky. Having the right coverage is crucial for all roofing contractors.

We work with ContractorsLiability.com because they’re the one-stop-shop for General Liability insurance and are able to get online quotes in all 50 states. Plus, their expertise means they’re fast when it comes to getting the right bond and liability coverage.  Florida roofers need to win the job and stay protected at an affordable price. Learn more >

7. You will need to register as a Contractor with the state of Florida.

There is a fee to register.  The registration fee must be paid every other year.  There are two types of contractor licenses in Florida- Registered and Certified.  Registration – The applicant has taken and passed a local competency examination and can practice only within that locale.  Certification – The applicant has taken and passed an examination and can practice throughout Florida.  You can find out more about applying for your registration here: Florida Contractor Registration .

8. You may need to provide worker’s compensation.

The insurance agency that provided your liability insurance should be able to help with this.  You don’t need Worker’s Compensation unless you have employees.

9. You will need to get your own health insurance.

Since you will be self-employed, you will need your own health insurance.  If you have employees, you will need a plan that will include their health needs also.

10. You are responsible for necessary city licenses and permits.

You may be required to obtain a license to do business in a particular locale, whether you are a resident, or not.  You may need to apply for permits before commencing certain types of roofing jobs.

11. You must be aware of building codes and inspections.

You must find out if building codes apply to your particular job, and if your work is subject to inspections.

12. You may need to follow OSHA regulations.

Depending on how many employees you have, you may need to follow OSHA regulations.