How To Start A Roofing Business In Kentucky

How to Start a Roofing Business In Kentucky

Here are some steps on how to become a legal roofing business in the state of Kentucky.   This information will also help you start other roofing and construction-related businesses such as installing gutters and siding.
Getting started– The state of Kentucky has created a website to help you start your business:  http://onestop.ky.gov/

-Register your business name.

Find out more about registering a business name here: http://onestop.ky.gov/start/Pages/structure.aspx

If you need help selecting a name for your roofing business:  Choosing a Roofing Company Name

-Select your business structure.

Sole-proprietor, LLC, Partnership, Corporation, etc.  Find out more here: http://onestop.ky.gov/start/Pages/structure.aspx

-Register your business.

Find out more about how register your business with the state of Kentucky here:  https://secure.kentucky.gov/sos/ftbr/Welcome.aspx

-Open a Business Checking Account.

You will need to open a separate bank account for your business with your new business name.

-Find out about taxes and hire an accountant.

You may want to file your own taxes if you are a small company. As you grow, it will be easier to have an accountant do the work. More info about taxes here: http://onestop.ky.gov/start/Pages/statetax.aspx and http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Starting-a-Business

 -Get Liability Insurance.

Find an insurance agent that offers liability insurance.  You may want to shop around, as prices and options can vary.  Roofers have a higher risk than other types of contractors, so insurance costs will be more for roofers than landscapers, painters, etc.

 -Register as a Contractor.

Check with your local government to see if you need to register as a roofing contractor.

-Worker’s Compensation.

The insurance agency that provided your liability insurance should be able to help with this.

-Get Health Insurance.

Since you will be self-employed, you will need your own health insurance.  If you have employees, you will need a plan that will include their health needs also.

-City License.

You may be required to obtain a license to do business in a particular locale, whether you are a resident, or not.

-Permits.

Depending on the locale, you may need to apply for permits before commencing certain types of roofing jobs.

-Building Code and Inspections.

You must be aware of building codes for particular jobs, and may be subject to inspections.

-OSHA.

Depending on how many employees you have, you may need to follow OSHA regulations.  http://www.osha.gov