How To Start A Roofing Business In Connecticut

How to Start a Roofing Business in Connecticut

Here is a list of some items you may need to address when trying to start a roofing company in the state of Connecticut.

Getting Started- Here are a few links from the state of Connecticut to help you get started with your business: http://www.ct-clic.com/Content/Smart_Start_for_Business.asp and http://www.ct.gov/drs/lib/drs/publications/pubsip/2015/ip_2015(12).pdf

-Register your business name.

You may need to register a fictitious name for your business. http://www.ct-clic.com/FAQ/faqView.asp?categoryID=17&faqID=79

If you need help selecting a name for your roofing business:  Choosing a Roofing Company Name and Roofing Business Name Ideas

-Select your business structure.

Determine what business structure you wish to have: Sole-proprietor, LLC, Partnership, Corporation, etc.- https://www.sba.gov/starting-business/choose-your-business-structure  More on Business Entities: Choosing a Roofing Business Structure

  -Register your business.

Find out more here:  http://www.ct.gov/drs/cwp/view.asp?a=1433&q=265880

-Open a Business Checking Account.

You will need to open a separate bank account for your business with your new business name.

-Find out about taxes, hire an accountant.

You may want to file your own taxes if you are a small company. As you grow, it will be easier to have an accountant do the work. More information about taxes here:  http://www.ct.gov/drs/cwp/view.asp?a=1450&q=512014 and http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Starting-a-Business .

  -Get Liability Insurance.

Find an insurance agent that offers liability insurance.  You may want to shop around, as prices and options can vary.  Roofers have a higher risk than other types of contractors, so insurance costs will be more for roofers than landscapers, painters, etc.  More about liability insurance here: Roofing Liability Insurance

 -Register as a Contractor.

Find out more about registering as a contractor in Connecticut here:  http://www.ct.gov/dcp/cwp/view.asp?a=1629&Q=446966

-Worker’s Compensation.

The insurance agency that provided your liability insurance should be able to help with this.  You don’t need Worker’s Compensation unless you have employees.

-Get Health Insurance.

Since you will be self-employed, you will need your own health insurance.  If you have employees, you will need a plan that will include their health needs also.

-City License.

You may be required to obtain a license to do business in a particular locale, whether you are a resident, or not.

-Permits.

Depending on the locale, you may need to apply for permits before commencing certain types of roofing jobs.

-Building Code and Inspections.

You must be aware of building codes for your particular job, and may be subject to inspections.

-OSHA.

Depending on how many employees you have, you may need to follow OSHA regulations.  Osha Roofing Contractor Regulations Summary and http://www.osha.gov