How To Start A Roofing Business In Massachusetts

How To Start A Roofing Business In Massachusetts

Getting Started-  Massachusetts has a helpful web page for starting a new business here:  http://www.mass.gov/hed/business/start-business/new-business-steps.html

-Register your business name.

You may need to register a fictitious name for your business: https://www.sba.gov/starting-business/choose-register-your-business/register-your-business-name

If you need help selecting a name for your roofing business:  Choosing a Roofing Company Name

-Select your business structure.

Determine what business structure you wish to have: Sole-proprietor, LLC, Partnership, Corporation, etc.: https://www.sba.gov/starting-business/choose-your-business-structure

 -Register your business.

Register your business with the state of Massachusetts Secretary of State’s Office

-Open a Business Checking Account.

You will need to open a separate bank account for your business with your new business name.

-Find out about taxes, hire an accountant.

You may choose to file your own taxes, or decide to hire an accountant.  More information about taxes here: http://www.mass.gov/dor/businesses/help-and-resources/starting-and-registering-a-business/ and http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Starting-a-Business .

  -Get Liability Insurance.

Find an insurance agent that offers liability insurance.  You may want to shop around, as prices and options can vary.  Roofers have a higher risk than other types of contractors, so insurance costs will be more for roofers than landscapers, painters, etc.

 -Register as a Contractor with the state of Massachusetts.

Every roofer must register as a contractor with the state of Massachusetts:  http://www.mass.gov/ocabr/consumer-rights-and-resources/home-improvement-contract/hic-registration/

-Worker’s Compensation.

You won’t need to worry about Worker’s Compensation unless you have employees.

-Get Health Insurance.

You will be responsible for getting your own health insurance.  If you have employees, you will need a plan that will include their health needs also.

-City License.

You may be required to obtain a license to do business in a particular locale, whether you are a resident, or not.

-Permits.

Depending on the locale, you may need to apply for permits before commencing certain types of roofing jobs.

-Building Code and Inspections.

You must be aware of building codes for your particular job, and may be subject to inspections.

-OSHA.

Depending on how many employees you have, you may need to follow OSHA regulations.  http://www.osha.gov