How To Start A Roofing Business In Massachusetts
Getting Started- Massachusetts has a helpful web page for starting a new business here: http://www.mass.gov/hed/business/start-business/new-business-steps.html
-Register your business name.
You may need to register a fictitious name for your business: https://www.sba.gov/starting-business/choose-register-your-business/register-your-business-name
If you need help selecting a name for your roofing business: Choosing a Roofing Company Name
-Select your business structure.
Determine what business structure you wish to have: Sole-proprietor, LLC, Partnership, Corporation, etc.: https://www.sba.gov/starting-business/choose-your-business-structure
-Register your business.
Register your business with the state of Massachusetts Secretary of State’s Office
-Open a Business Checking Account.
You will need to open a separate bank account for your business with your new business name.
-Find out about taxes, hire an accountant.
You may choose to file your own taxes, or decide to hire an accountant. More information about taxes here: http://www.mass.gov/dor/businesses/help-and-resources/starting-and-registering-a-business/ and http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Starting-a-Business .
-Get Liability Insurance.
In Massachusetts and many states, understanding the regulations and laws regarding the need for contractor liability and bonds for contractors can be tricky. Having the right coverage is crucial for all roofing contractors.
We work with ContractorsLiability.com because they’re the one-stop-shop for General Liability insurance and are able to get online quotes in all 50 states. Plus, their expertise means they’re fast when it comes to getting the right bond and liability coverage. Massachusetts roofers need to win the job and stay protected at an affordable price. Learn more >
-Register as a Contractor with the state of Massachusetts.
Every roofer must register as a contractor with the state of Massachusetts: http://www.mass.gov/ocabr/consumer-rights-and-resources/home-improvement-contract/hic-registration/
You won’t need to worry about Worker’s Compensation unless you have employees.
-Get Health Insurance.
You will be responsible for getting your own health insurance. If you have employees, you will need a plan that will include their health needs also.
You may be required to obtain a license to do business in a particular locale, whether you are a resident, or not.
Depending on the locale, you may need to apply for permits before commencing certain types of roofing jobs.
-Building Code and Inspections.
You must be aware of building codes for your particular job, and may be subject to inspections.
Depending on how many employees you have, you may need to follow OSHA regulations. http://www.osha.gov