How to Start a Roofing Business In Michigan
There are some important steps to take to start a roofing business in the state of Michigan. You may want to start here first: How To Start A Roofing Company. You must do your own thorough research, as laws change regularly. Here are some steps you may have to take (not necessarily in order) to register your roofing company, along with links to more information.
Getting started- The state of Michigan has a website about starting a business in Michigan here: http://www.michiganbusiness.org/start-up/business-assistance/#guidance
1. Register your business name.
You need to register your business name. Check for name availability here: https://cofs.lara.state.mi.us/corpweb/CorpSearch/CorpSearch.aspx
If you need help selecting a name for your roofing business: Choosing a Roofing Company Name
2. Select your business structure.
Sole-proprietor, LLC, Partnership, Corporation, etc. Find out more here: Choosing a Business Structure For Your Roofing Business and http://sbdcmichigan.org/wp-content/uploads/2017/03/2017-Guide-to-Starting-a-Business-WEB.pdf?rnd=1516040785759
3. Register your business.
You can register your business with the state of Michigan here: http://www.michigan.gov/taxes/0,4676,7-238-43519_43521_69027_69032-155361–,00.html
4. Open a Business Checking Account.
You will need to open a separate bank account for your business with your new business name.
5. Find out about taxes and hire an accountant.
You may want to file your own taxes if you are a small company. As you grow, it will be easier to have an accountant do the work. More info about taxes here: http://www.michigan.gov/taxes/ and http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Starting-a-Business
6. Get Liability Insurance.
In Michigan and many states, understanding the regulations and laws regarding the need for contractor liability and bonds for contractors can be tricky. Having the right coverage is crucial for all roofing contractors.
We work with ContractorsLiability.com because they’re the one-stop-shop for General Liability insurance and are able to get online quotes in all 50 states. Plus, their expertise means they’re fast when it comes to getting the right bond and liability coverage. Michigan roofers need to win the job and stay protected at an affordable price. Learn more >
7. Register as a Contractor.
You must register as a licensed contractor in the state of Michigan. You can find out more about getting a license here: http://www.michigan.gov/statelicensesearch/0,4671,7-180-24786_24809-81004–,00.html .
8. Worker’s Compensation.
The insurance agency that provided your liability insurance should be able to help with this. You don’t need Worker’s Compensation unless you have employees.
9. Get Health Insurance.
Since you will be self-employed, you will need your own health insurance. If you have employees, you will need a plan that will include their health needs also.
10. City License.
You may be required to obtain a license to do business in a particular locale, whether you are a resident, or not.
Depending on the locale, you may need to apply for permits before commencing certain types of roofing jobs.
12. Building Code and Inspections.
You must be aware of building codes for your particular job, and may be subject to inspections.
Depending on how many employees you have, you may need to follow OSHA regulations. http://www.osha.gov