How To Start A Roofing Business In Rhode Island

How to Start a Roofing Business In Rhode Island

When starting a roofing business in the state of Rhode Island you will need to complete a few important steps in order to become a legal business.  You must do your own thorough research, as laws change regularly.  Here are some steps you may have to take (not necessarily in order) to start your roofing company, along with links to more information.
Getting started- Rhode Island has a few links about how to start a business here: http://sos.ri.gov/divisions/Business-Portal/Start-Or-Qualify-A-Business and https://www.ri.gov/SOS/quickstart/wizard/business_types/wizard/4d5de299d38b76b0a32a883e0e1dbf91ed0c5a39/822272d7cc25d537c7d8409f08c0a532c777db2e

  1. Register your business name.

You can register your assumed name with your local government office.  Find out more about choosing a name here:  http://sos.ri.gov/divisions/Business-Portal/Start-Or-Qualify-A-Business/Name-Availability

If you need help selecting a name for your roofing business:  Choosing a Roofing Company Name and Roofing Business Name Ideas

  1. Select your business structure.

Sole-proprietor, LLC, Partnership, Corporation, etc.  Find out more here: http://sos.ri.gov/assets/downloads/documents/business-structure-chart.pdf  More on Business Entities: Choosing a Roofing Business Structure

  1.  Register your business.

You can register your business with the state of Rhode Island here: https://www.ri.gov/taxation/BAR/

  1. Open a Business Checking Account.

You will need to open a separate bank account for your business with your new business name.

  1. Find out about taxes and hire an accountant.

You may want to file your own taxes if you are a small company. As you grow, it will be easier to have an accountant do the work. More info about taxes here: http://www.tax.state.ri.us/ and http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Starting-a-Business

  1.  Get Liability Insurance.

In Rhode Island and many states, understanding the regulations and laws regarding the need for contractor liability and bonds for contractors can be tricky. Having the right coverage is crucial for all roofing contractors.

We work with ContractorsLiability.com because they’re the one-stop-shop for General Liability insurance and are able to get online quotes in all 50 states. Plus, their expertise means they’re fast when it comes to getting the right bond and liability coverage.  Rhode Island roofers need to win the job and stay protected at an affordable price. Learn more >

  1.  Register as a Contractor.

In order to do roofing work, you will need to register with the State of Rhode Island Contractors’ Registration and Licensing Board.  Find out more here: http://www.crb.ri.gov/

  1. Worker’s Compensation.

The insurance agency that provided your liability insurance should be able to help with this.

  1. Get Health Insurance.

Since you will be self-employed, you will need your own health insurance.  If you have employees, you will need a plan that will include their health needs also.

  1. City License.

You may be required to obtain a license to do business in a particular locale, whether you are a resident, or not.

  1. Permits.

Depending on the locale, you may need to apply for permits before commencing certain types of roofing jobs.

  1. Building Code and Inspections.

You must be aware of building codes for particular jobs, and may be subject to inspections.

  1. OSHA.

Depending on how many employees you have, you may need to follow OSHA regulations.  Osha Roofing Contractor Regulations Summary and http://www.osha.gov