How to Start a Roofing Business In West Virginia
Here are some steps on how to become a legal roofing business in the state of West Virginia. This information will also help you start other roofing and construction-related businesses such as installing gutters and siding.
Getting started– The state of West Virginia has created a few links to help you start your business: http://www.sos.wv.gov/business-licensing/Documents/StartingABusinessGuide.pdf and http://www.business4wv.com/b4wvpublic/default.aspx?pagename=startbusiness
-Register your business name.
Find out more about registering a business name here: http://www.sos.wv.gov/business-licensing/business/Pages/NameAvailability.aspx
-Select your business structure.
Sole-proprietor, LLC, Partnership, Corporation, etc. Find out more here: http://www.sos.wv.gov/business-licensing/business/Pages/businessstructure.aspx More on Business Entities: Choosing a Roofing Business Structure
-Register your business.
Find out more about how register your business with the state of West Virginia here: https://www.business4wv.com/b4wvpublic/default.aspx?pagename=publicuserregistration
-Open a Business Checking Account.
You will need to open a separate bank account for your business with your new business name.
-Find out about taxes and hire an accountant.
You may want to file your own taxes if you are a small company. As you grow, it will be easier to have an accountant do the work. More info about taxes here: http://tax.wv.gov/Business/Pages/Business.aspx and http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Starting-a-Business
-Get Liability Insurance.
Find an insurance agent that offers liability insurance. You may want to shop around, as prices and options can vary. Roofers have a higher risk than other types of contractors, so insurance costs will be more for roofers than landscapers, painters, etc. More about liability insurance here: Roofing Liability Insurance
-Register as a Contractor.
You may need to get a contractor license. Find out more here: https://labor.wv.gov/Licensing/Contractor_License/Pages/default.aspx
The insurance agency that provided your liability insurance should be able to help with this.
-Get Health Insurance.
Since you will be self-employed, you will need your own health insurance. If you have employees, you will need a plan that will include their health needs also.
You may be required to obtain a license to do business in a particular locale, whether you are a resident, or not.
Depending on the locale, you may need to apply for permits before commencing certain types of roofing jobs.
-Building Code and Inspections.
You must be aware of building codes for particular jobs, and may be subject to inspections.