How to Start a Roofing Business In New York
Here are some steps you may have to take in order to start your roofing company in the state of New York.
Getting started– The state of New York has a website about starting a business here: https://www.businessexpress.ny.gov/
1. Register your business name.
You need to register your business name: http://www.dos.ny.gov/corps/assdnmins.html
If you need help selecting a name for your roofing business: Choosing a Roofing Company Name
2. Select your business structure.
Sole-proprietor, LLC, Partnership, Corporation, etc. Find out more here: https://www.businessexpress.ny.gov/app/portal/content/start_a_business
3. Register your business.
You can find out more about registering your business with the state of New York here: https://www.businessexpress.ny.gov/app/portal/content/start_a_business
4. Open a Business Checking Account.
You will need to open a separate bank account for your business with your new business name.
5. Find out about taxes and hire an accountant.
You may want to file your own taxes if you are a small company. As you grow, it will be easier to have an accountant do the work. More info about taxes here: https://www.tax.ny.gov/ and http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Starting-a-Business
6. Get Liability Insurance.
Find an insurance agent that offers liability insurance. You may want to shop around, as prices and options can vary. Roofers have a higher risk than other types of contractors, so insurance costs will be more for roofers than landscapers, painters, etc.
7. Register as a Contractor.
You will need to check with your county to see requirements for registration.
8. Worker’s Compensation.
The insurance agency that provided your liability insurance should be able to help with this. You don’t need Worker’s Compensation unless you have employees.
9. Get Health Insurance.
Since you will be self-employed, you will need your own health insurance. If you have employees, you will need a plan that will include their health needs also.
10. City License.
You may be required to obtain a license to do business in a particular locale, whether you are a resident, or not.
Depending on the locale, you may need to apply for permits before commencing certain types of roofing jobs.
12. Building Code and Inspections.
You must be aware of building codes for your particular job, and may be subject to inspections.
Depending on how many employees you have, you may need to follow OSHA regulations. http://www.osha.gov