How To Start A Roofing Business In Indiana
Getting Started- Indiana has a website to help you get started with your business: https://inbiz.in.gov/
-Register your business name.
You may need to register a fictitious name for your business. https://secure.in.gov/sos/business/2426.htm
-Select your business structure.
Determine what business structure you wish to have: Sole-proprietor, LLC, Partnership, Corporation, etc. https://secure.in.gov/sos/business/2426.htm
More on Business Entities: Choosing a Roofing Business Structure
-Register your business.
Start registering your business with the state of Indiana here: https://inbiz.in.gov/start-business/step-one/
-Open a Business Checking Account.
You will need to open a separate bank account for your business with your new business name.
-Find out about taxes, hire an accountant.
You may choose to file your own taxes, or decide to hire an accountant. More information about taxes here: http://www.in.gov/dor/3748.htm and http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Starting-a-Business .
-Get Liability Insurance.
Find an insurance agent that offers liability insurance. You may want to shop around, as prices and options can vary. Roofers have a higher risk than other types of contractors, so insurance costs will be more for roofers than landscapers, painters, etc. More about liability insurance here: Roofing Liability Insurance
-Register as a Contractor.
You need to find out if your state or city requires you to register as an insured contractor.
The insurance agency that provided your liability insurance should be able to help with this. You don’t need Worker’s Compensation unless you have employees.
-Get Health Insurance.
Since you will be self-employed, you will need your own health insurance. If you have employees, you will need a plan that will include their health needs also.
You may be required to obtain a license to do business in a particular locale, whether you are a resident, or not.
Depending on the locale, you may need to apply for permits before commencing certain types of roofing jobs.
-Building Code and Inspections.
You must be aware of building codes for your particular job, and may be subject to inspections.
Depending on how many employees you have, you may need to follow OSHA regulations. Osha Roofing Contractor Regulations Summary