How To Start A Roofing Business In Indiana

How To Start A Roofing Business In Indiana

Getting Started- Indiana has a website to help you get started with your business: https://inbiz.in.gov/

-Register your business name.

You may need to register a fictitious name for your business.  https://secure.in.gov/sos/business/2426.htm

If you need help selecting a name for your roofing business:  Choosing a Roofing Company Name and Roofing Business Name Ideas

-Select your business structure.

Determine what business structure you wish to have: Sole-proprietor, LLC, Partnership, Corporation, etc. https://secure.in.gov/sos/business/2426.htm

More on Business Entities: Choosing a Roofing Business Structure

 -Register your business.

Start registering your business with the state of Indiana here:  https://inbiz.in.gov/start-business/step-one/

-Open a Business Checking Account.

You will need to open a separate bank account for your business with your new business name.

-Find out about taxes, hire an accountant.

You may choose to file your own taxes, or decide to hire an accountant.  More information about taxes here: http://www.in.gov/dor/3748.htm and http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Starting-a-Business .

  -Get Liability Insurance.

Find an insurance agent that offers liability insurance.  You may want to shop around, as prices and options can vary.  Roofers have a higher risk than other types of contractors, so insurance costs will be more for roofers than landscapers, painters, etc.  More about liability insurance here: Roofing Liability Insurance

 -Register as a Contractor.

You need to find out if your state or city requires you to register as an insured contractor.

-Worker’s Compensation.

The insurance agency that provided your liability insurance should be able to help with this.  You don’t need Worker’s Compensation unless you have employees.

-Get Health Insurance.

Since you will be self-employed, you will need your own health insurance.  If you have employees, you will need a plan that will include their health needs also.

-City License.

You may be required to obtain a license to do business in a particular locale, whether you are a resident, or not.

-Permits.

Depending on the locale, you may need to apply for permits before commencing certain types of roofing jobs.

-Building Code and Inspections.

You must be aware of building codes for your particular job, and may be subject to inspections.

-OSHA.

Depending on how many employees you have, you may need to follow OSHA regulations.  Osha Roofing Contractor Regulations Summary