How To Start A Roofing Business In Maryland

How to Start a Roofing Business In Maryland

To start your roofing company in Maryland, you will have to complete a few different steps.  You may want to start here: Starting a Roofing Business.
Getting started– A website created by the state of Maryland on how to start a business can be found here: Start a Business In Maryland

-Select your business structure.

Sole-proprietor, LLC, Partnership, Corporation, etc.  Find out more here: Select Your Business Structure

More on Business Entities: Choosing a Roofing Business Structure

-Register your business name.

Find out more about registering a fictitious name or DBA (“Doing Business As”) here: Register Your Business Name

If you need help selecting a name for your roofing business:  

-Register your business with the state of Maryland.

You can register your business with the state of Maryland here: Maryland Business Express

-Open a business account at your bank.

You will need to open a separate bank account for your business with your new business name.

-Register your business for tax purposes and hire an accountant.

If you are a small company, it is not too difficult to file your own taxes.  As you grow, it will be easier to have an accountant do the work. More info about taxes here:

-Get liability insurance.

In Maryland and many states, understanding the regulations and laws regarding the need for contractor liability and bonds for contractors can be tricky. Having the right coverage is crucial for all roofing contractors.

We work with ContractorsLiability.com because they’re the one-stop-shop for General Liability insurance and are able to get online quotes in all 50 states. Plus, their expertise means they’re fast when it comes to getting the right bond and liability coverage.  Maryland roofers need to win the job and stay protected at an affordable price. Learn more >

-Become a licensed contractor with the state of Maryland.

You cannot legally enter into a contract with a homeowner without having a MHIC license.  Find out about the contractor license here:  Maryland Home Improvement Commission.

-Worker’s Compensation.

You will need Worker’s Compensation if you have any employees. Find out more>

-Get Health Insurance.

Since you will be self-employed, you will need your own health insurance.  If you have employees, you will need a plan that will include their health needs also.

-City License.

You may be required to obtain a license to do business in a particular locale, whether you are a resident, or not.

-Permits.

Depending on the locale, you may need to apply for permits before commencing certain types of roofing jobs.

-Building Code and Inspections.

You must be aware of building codes for your particular job, and may be subject to inspections.

-OSHA.

Depending on how many employees you have, you may need to follow OSHA regulations.

-Financing.

Depending on your startup budget, you may need to apply for financing to help pay for equipment. Direct Capital offers financing for equipment for businesses*Must have a 700+ FICO score OR be in business 2 years for consideration. Find out more>

-Marketing.

To get your roofing business going, you may need to use multiple marketing techniques:  Roofing Marketing Ideas